1. Scheme for providing financial assistance to set up new enterprises under PMEGP
| Related Scheme | Prime Minister Employment Generation Programme (PMEGP) | ||||||||||||||||||
| Description | The Scheme is implemented by Khadi and Village Industries Commission (KVIC), as the nodal agency at the National level. At the State level, the Scheme is implemented through State KVIC Directorates, State Khadi and Village Industries Boards (KVIBs) and District Industries Centres (DICs) and banks. The Government subsidy under the Scheme is routed by KVIC through the identified Banks for eventual distribution to the beneficiaries / entrepreneurs in their Bank accounts. | ||||||||||||||||||
| Nature of assistance | The maximum cost of the project/unit admissible under manufacturing sector is Rs.25 lakh and under business/service sector is Rs.10 lakh.
The balance amount of the total project cost will be provided by Banks as term loan as well as working capital. | ||||||||||||||||||
| Who can apply? | Any individual, above 18 years of age. At least VIII standard pass for projects costing above Rs.10 lakh in the manufacturing sector and above Rs. 5 lakh in the business / service sector. Only new projects are considered for sanction under PMEGP. Self Help Groups (including those belonging to BPL provided that they have not availed benefits under any other Scheme), Institutions registered under Societies Registration Act,1860; Production Co-operative Societies, and Charitable Trusts are also eligible. | ||||||||||||||||||
| How to apply? | The State/Divisional Directors of KVIC in consultation with KVIB and Director of Industries of respective states (for DICs) will give advertisements locally through print & electronic media inviting applications along with project proposals from prospective beneficiaries desirous of establishing the enterprise/ starting of service units under PMEGP. | ||||||||||||||||||
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2. Scheme for providing insurance cover to khadi artisans under Janshree Bima Yojana
| Related Scheme | Janshree Bima Yojana for khadi artisans | ||||
| Description | In order to provide insurance cover to khadi artisans, a scheme of group insurance in the name of Khadi Karigar Janashree Bima Yojana (JBY) was launched on 15 August 2003. This scheme was formulated by KVIC in association with the Life Insurance Corporation of India (LIC). | ||||
| Nature of assistance | For death due to: (1) natural causes – Rs.20,000; and (2) accident – Rs.50,000. | ||||
| Who can apply? | Khadi Karigar (Spinners and Weavers) aged between 18 years and 59 years and below and marginally above poverty line. | ||||
| How to apply? | Nominee of the deceased Khadi Karigar to submit original death certificate to Pension Group Schemes Department of LIC of India through the Khadi institution under which the deceased was a member. | ||||
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3. Scheme for providing financial assistance to Khadi institutions under MDA
| Related Scheme | Market Development Assistance | ||||
| Description | Government has introduced w.e.f 01.04.2010, a flexible, growth stimulating and artisan oriented Market Development Assistance (MDA) Scheme, in place of the erstwhile system of Rebate. Under MDA, financial assistance is provided to institutions @ 20% of the value of production of khadi and polyvastra, to be shared among artisans, producing institutions and selling institutions in the ratio 25:30:45. MDA provides institutions flexibility to use the assistance for improving the outlets, products and production processes, besides giving incentive to customers, etc. | ||||
| Nature of assistance | MDA shall be allowed @ 20% on cost of production of Khadi (Cotton, Silk, Woollen) and Polyvastra to the extent of production target approved by the Standing Finance Committee (SFC) of KVIC for the year. | ||||
| Who can apply? | The Khadi institutions, having valid Khadi certificate and categorized as A+, A, B and C, are only eligible to avail MDA grant from KVIC. | ||||
| How to apply? | The total amount of MDA on production will be claimed by the producing institution from the KVIC and will be distributed amongst the stake holders viz. spinners and weavers, producing institutions and selling institutions in the ratio 25%, 30% and 45% respectively. Producing institutions shall submit quarterly claim of MDA based on the actual production achieved during the preceding quarter of the financial year. The difference, if any, would be adjusted in the last quarter of the financial year on the basis of audited accounts by the Chartered Accountants. MDA shall be preferably reimbursed electronically by State/ Divisional office of KVIC on quarterly basis. | ||||
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4. Scheme for providing financial assistance for R & D activities of Coir Board under Central Sector Plan Scheme of Science & Technology (S&T) of the Coir Board
| Related Scheme | Plan (S&T), Coir Board (CSS of S&T of the Coir Board.) | ||||
| Description | Coir Board has been mandated with undertaking, assisting or encouraging scientific technological and economic research and maintaining and assisting one or more research institutions. | ||||
| Nature of assistance | Grant is released to the two R&D institutes; CCRI Alleppey and CICT Bangalore by the Government through the Coir Board for R&D activities and creation of infrastructure & Civil construction / repairs etc. relating to R&D activities only as specified in the Action Plan under different Programme Heads of the Scheme. | ||||
| Who can apply? | Assistance is provided only to the two R&D institutes functioning under the Coir Board | ||||
| How to apply? | Only the two R&D institutes functioning under Coir Board are eligible for Grant under Plan (S&T) | ||||
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5. Scheme for providing financial assistance to Coir units under Coir Ugyami Yojana(CUY)
| Related Scheme | Rejuvenation, Modernization and Technology Upgradation of Coir Industry Coir Ugyami Yojana(CUY) | ||||
| Description | This is a credit linked subsidy scheme for setting up of Coir Units with project cost upto Rs.10.00 lakhs plus one cycle of working capital which shall not exceed 25% of the project cost. Working Capital will not be considered for subsidy. | ||||
| Nature of assistance | The funding pattern of the Scheme is: | ||||
| Who can apply? | i)Any individual above 18 years of age with Indian Citizenship. | ||||
| How to apply? | The applications under the Scheme can be collected from Coir Board Offices, DICs, Coir Project Offices, Panchayati Raj Institutions and the Nodal Agencies approved by the Board for this purpose. The forms can also be downloaded from the Coir Board website and have to be submitted directly to the Coir Board Field Offices or through the DICs. | ||||
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6. Scheme for providing financial assistance to Coir Vikas Yojana(CVY)
| 1. Scheme for providing financial assistance to Coir units for export under Plan (General) | |||||
| Related Scheme | CSS of Export Market Promotion | ||||
| Description | Coir Board is implementing the Export Market Promotion Scheme for adoption of strategic and aggressive product specific and market specific promotional programmes for popularizing coir and coir products in markets abroad, supporting the export oriented industry on modernization programme and to attain overall and sustainable development of Indian Coir Industry by participating in international fairs / product promotion programmes/ seminars etc. and to assist the entrepreneurs to participate in such programmes through export market development assistance scheme. | ||||
| Nature of assistance | TA financial assistance of upto Rs.2.00 lakhs is provided to the eligible coir exporters to participate in the international fairs/product promotion programmes etc. Assistance for publicity material up to 25% of the production cost with over all ceiling of Rs.15000/- is also admissible. | ||||
| Who can apply? | All micro, small and medium exporters, with FOB turnover of less than Rs.2.00 crore worth coir and coir products in the previous year and micro, small & medium entrepreneurs of coir and coir products, registered with the Coir Board, would be eligible for assistance under the scheme, provided they have not availed the facility from any other source for the same purpose or participated three times in the same exhibition to the same destination thrice with government assistance. | ||||
| How to apply? | The applications under the Scheme can be collected from Coir Board Offices, DICs, Coir Project Offices, Panchayati Raj Institutions and the Nodal Agencies approved by the Board for this purpose. The forms can also be downloaded from the Coir Board website and have to be submitted directly to the Coir Board Field Offices or through the DICs. | ||||
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| 2. Scheme for providing training to the aspiring Coir workers for capacity development and quality improvement under Plan (General) | |||||
| Related Scheme | Skill Upgradation & Quality improvement and Mahila Coir Yojana | ||||
| Description | Objective of the scheme is to train personnel for the cadres of supervisors/ instructors/ artisans to meet the requirement of skilled man power for the development of coir industry. Transfer of technology to non-traditional areas through development of skill of coir workers is another important objective of the scheme. Training programmes and EDPs(Entrepreneurs Development Programmes) are conducted by the Coir Board through its Regional training centers | ||||
| Nature of assistance | The training programme is for two months duration and a monthly stipend of Rs.750/- is now provided to the trainees. The honorarium for the trainer is limited to Rs. 5, 000/- per month. An amount of Rs.250/- per head per month is be provided as financial asistance to the training sponsoring agency to meet the operational cost. | ||||
| Who can apply? | All micro, small and medium exporters, with FOB turnover of less than Rs.2.00 crore worth coir and coir products in the previous year and micro, small & medium entrepreneurs of coir and coir products, registered with the Coir Board, would be eligible for assistance under the scheme, provided they have not availed the facility from any other source for the same purpose or participated three times in the same exhibition to the same destination thrice with government assistance. | ||||
| How to apply? | Selection of trainees for in-house training at NCT&DC will be made by inviting applications through advertisements in print and electronic media and through recommendation from the authorities of the coir producing States | ||||
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| 3. Scheme for providing financial assistance to Coir units for infrastructure development under Plan (General) | |||||
| Related Scheme | Development of Production Infrastructure (DPI) Scheme | ||||
| Description | Coir Board is implementing the Plan Scheme ‘Development of Production Infrastructure’ with the objective of providing modern infrastructure facilities to the coir production units resulting in the improvement of productivity and quality and also creation of employment opportunities especially for women in the rural areas. | ||||
| Nature of assistance | Under the DPI Scheme the Coir Board provides financial assistance to the coir production units @ 25% of the cost of equipments subject to a maximum of Rs.6 lakhs for setting up of defibering unit, Rs. 4 lakhs for automatic spinning unit and Rs. 5 lakhs for others including coir pith. For a composite or a multiple unit the maximum ceiling of financial assistance is Rs. 9 lakhs. The scheme also provides for extending financial assistance upto Rs. 2 lakhs for modernization/ renovation of the existing units. | ||||
| Who can apply? | All new coir processing units registered with Coir Board under Coir Industry (Registration) Rules, 2008 and registered with the DIC of the respective region of the entire coir sector of the country with project cost exceeding Rs. 5 lakh each are eligible for assistance under the scheme. | ||||
| How to apply? | The unit shall submit the application in the prescribed format for grant of financial assistance for new units under the scheme within 6 months from the date of commencement of production of the unit. The date of commencement of production should be supplemented by a Certificate issued by the General Manager, District Industries Centre of the respective area. | ||||
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| 4. Scheme for providing insurance cover to Coir workers under Plan (General | |||||
| Related Scheme | Welfare Measures Scheme | ||||
| Description | The Coir Board is implementing the Plan Scheme ‘Welfare Measures - Coir Workers Group Personal Accident Insurance Scheme with the objective of providing financial compensation to deceased/disabled coir worker/nominee. The entire insurance premium is paid by the Coir Board to the Insurance Company selected by calling quotations. The financial compensation is provided by the Insurance Company to the disabled coir workers or nominee of the disabled or deceased coir workers. | ||||
| Nature of assistance | Compensation payable under the Scheme are given below. | ||||
| Who can apply? | Coir workers aged 18 years and above engaged in the industry (no upper age limit) are covered under the Insurance Scheme. The disabled coir worker or nominee of the disabled / deceased coir worker can apply for the claim. Considering the welfare of the women who form majority of the group proposed, the accident in their case will include death and disablement arising out of and traceable to sterilization and consequent complications, arising out of pregnancy, child birth, caesarian hysterectomy, removal of breast as well as murder and rape etc | ||||
| How to apply? | In the event of an eligible admissible claim, the claim form should be submitted through the Officers of Coir Board authorized for the purpose within the time limit fixed by the disabled coir worker or nominee of the disabled / deceased coir worker | ||||
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